The AI-Native Bank: Lessons in Infrastructure & Scale

The AI-Native Bank: Lessons in Infrastructure & Scale

The fintech playbook is being rewritten in real-time.

While the last decade was defined by the transition from legacy systems to cloud-native agility, the next decade belongs to the AI-native institution. For CEOs and founders, the challenge has shifted from "How do we digitise?" to "How do we re-engineer the very economics of our business?"

Join Charles McManus, co-founder and former CEO of ClearBank, for an intimate breakfast on the structural evolution of financial infrastructure. Drawing on his experience building the UK’s first new clearing bank in 250 years, Charles will move beyond the AI hype to discuss the "new physics" of finance, from AI-orchestrated risk to the emergence of new digital rails.

As Co-Chair of the UK Unicorn Council, Charles now works at the intersection of company building and policy. In this session, he will share firsthand lessons from scaling a systemic financial pillar and explore what it takes to build truly AI-native institutions. The discussion will examine how leaders can prioritise global competitiveness and leverage the next generation of financial rails to redefine the economics of their business.

Key Takeaways:

Scaling modern financial infrastructure
Lessons from building and operating a cloud-native clearing bank.

What AI means for fintech operating models
How AI is reshaping operations, risk, workflows and decision-making inside financial institutions.

How AI changes the economics of fintech
The implications for cost structures, talent strategy and operating leverage.

The next financial rails: digital currencies
How emerging digital currencies could reshape global finance, and what it means for European fintechs.

This is a closed-door session for Fintech CEOs and Founders to ensure a high-level peer-to-peer exchange of ideas.

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